World Information

The report also noted that the countys payouts in medical malpractice lawsuits dropped from $15 million to $9 million and general liabilities fell from $41 million to $13 million.
Consider adding a legal service plan to your employee perks A recent study found that three lawsuits are filed every second in the United States. That means most people are more likely to be involved in some sort of legal action over the next year than to be hospitalized. And, many of those people will be your credit unions employees. Employers struggling with a tight job market are learning that providing legal services as a benefit is a low-cost, low-hassle incentive for prospective and current employees. The plans cost $10-$16 per month for full family coverage and rarely increase in cost no matter how many employees use the services.

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Marilyn Willms Marilyn Willms — has joined the Tom Lane Team as a Realtor associate, along with Tom Lane, Sharon Markley, Michele Loeffler, Wayne Wischropp and John Lane at Realty Executives of Topeka.
Jerry Long
> Lexington Insurance Co. has announced a first-of-its-kind insurance policy to protect commercial and residential real-estate developers and lenders from losses due to changing zoning ordinances. Zoning Restriction Protector Insurance has been designed for commercial and multitenanted residential real-estate owners and lenders who may incur significant damage to their property and cannot rebuild to the same size due to zoning issues.

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Thousands of cancer sufferers are being denied life-saving drugs because of delays and bureaucracy in making them available on the NHS. The hold-ups are a matter of life and death for desperate people who have been diagnosed with cancer of the breast, colon or lung, or with a brain tumour. Doctors are furious that drugs such as Avastin, which is used to treat colon cancer, and Ce-tuximab, a treatment for head and neck cancers, are being blocked by the National Institute for Clinical Excellence (Nice), a government-appointed quango set up to decide which drugs should be routinely prescribed on the NHS.
The study found that chick embryos exposed to alcohol had eight times the number of cancer cells than those exposed to saline. The alcohol-exposed embryos also developed larger, denser tumors.
Cancer

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> WELL done, Auto Trader. The car-buying and selling magazine has launched the worlds first blocking system for unwanted calls from carselling agencies. Telesafe replaces an advertised phone number with a new number that automatically blocks black listed canvassers. Auto Trader say that too many of their punters have been scammed by companies charging as much as pounds 70 for absolutely nothing.
Command Data, 800-624-1872; Circle 202

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Jerry Long
Terry Simnitt Terry Simnitt has joined Coldwell Banker Griffith Blair, Realtors. He will be active in real estate auction and residential sales with his wife, Ruth, who also is an associate at Coldwell Banker Griffith Blair.
There were 45 attendees including agents from Prudential Greater Topeka REALTORS, Topeka, Manhattan, Salina and Overland Park. Janice Price, of Munster, Ind., was the trainer for Prudentials University on Tour.

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Byrd Tool offers tooling for CNC routers that features its SHELIX technology. Manufactured in standard and custom sizes, the tooling features a true helical cutting edge, and the toolholder is machined as an integral part of the tool, Byrd says. its staggered cut aids with chip flow, Byrd adds, and allows up to or more than 4-in. length of cut. It also provides minimal tear-out with shear cut and is extremely quiet. Contact:
Guhdo USA Inc. The Classic Program catalog from Guhdo USA Inc. features 92 pages of product drawings and specifications for its line of tooling. The company says it offers tooling for all woodworking needs.
In addition to the 90-degree V-groove/folding insert router bit, Guhdo now offers the same tool for 60-degree angles. Both tools are available with single flute and 8/4-in, shanks. C4 grade, double-sided inserts are standard, and special grade inserts for MDF are also available for the 90-degree tool, the company says.

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LOS GATOS, Calif. — Asante Real Estate Group, Inc. is pleased to announce and introduce our latest Franchisees Annette Sloan and Jaclyn LaFleur and their Asante Real Estate Office in Mountain View, California. The grand opening will be on Wednesday, June 25 from 4pm - 7pm. The general public and local real estate agents are cordially invited. Annette Sloan, Jaclyn LaFleur, and their team have extensive expertise and knowledge of the housing markets in San Jose and the surrounding South San Francisco Bay Area. Annette, Jaclyn, and their Real Estate Team will be a tremendous asset to real estate buyers and sellers in Mountain View and other San Francisco Bay Area communities, says Carey Sutton, CEO and founder of Asante Real Estate. Asante Real Estate Group is a Full-Service Real Estate Company that is massively reducing the high cost of buying and selling homes with Full-Service at a Fair Price.
One of the highest national priorities must be to increase home ownership and investment in real estate, the National Association of Realtors recently said in recommendations to the Democratic and Republican Platform Committee. Helfant said the association hopes to convince both parties to include specific references to housing and real estate in their policy statements. “We are concerned that home ownership has declined in recent years, especially among younger households, the associations platform statement said.

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SportsSports are activities involving physical exertion and skill in such areas as strength, speed, stamina, and dexterity in which an individual or team competes against another for entertainment of the participants or an audience.Sports that occur in or on the water are called water sports. There are different types of popular water sports around the world.
They had lost their last two games of the 1998 season and waved goodbye to most of their top offensive stars, including their quarterback, running back and No. 1 wide receiver. It would be a rebuilding year for Kansas State, everyone decided. Everyone was wrong, of course. Bill Snyders Wildcats hardly missed a beat, winning 10 regular-season games and losing only at Nebraska. A survey of sports editors and sportscasters gave the nod to Kansas States football fortunes over a host of interesting and intriguing developments making headlines during the year.
Sport Profile: Taekwondo Status for the 2000 Sydney Games: The U.S. team will be represented by a four-member Olympic squad: flyweight Kay Poe (under 107.6 pounds), welterweight Barbara Kunkel (125.5-147.4 pounds), featherweight Steven Lopez (127.7-149.6), and flyweight Juan Moreno (under 127.6). All four won their Olympic berths in Saturdays 2000 U.S. Olympic Team trials qualifying tournament. Only 100 athletes (52 men, 48 women) will compete in the 2000 Olympic Taekwondo Tournament and the United States is one of six countries that qualified the maximum of four athletes. Taekwondo will make its Olympic debut this summer in Sydney. At the 1992 Barcelona Olympics, the United States sent a team of four men and four women.

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Caption: Analyzing Real Estate Investments. Stephen N. Carter, principal, The Carman Group, LLC at The Learning Annex teaching new investors about quantitative and qualitative tools for investing in property.
In recent years, investing in most real estate projects has generated very handsome returns. Other than the office markets in some high-tech areas, the returns on real estate have far exceeded the returns on all other investment categories. There are a variety of reasons why real estate, in general, has performed above other investment types, one of which is the unusually low interest rates. These investments included a variety of real estate types, such as single-family housing, multi-family office buildings, hotels, raw land, assisted living facilities and industrial properties. Investments were made by direct equity mezzanine funding, mezz equity and mortgages. All the investments were made with outside managers.
Real Estate Investment Trusts (REITs) are essentially closed-end real estate funds. They invest in commercial, office and/or residential properties. REITs typically generate high income (10%-to-15%) and some provide even higher returns. Because of their high yields, REITs are currently very popular. Lately, some REITs have been yielding over 10%. Here are some examples of REITs: Your stock broker should be able to provide more information. Money Digest publishes articles on REITs, income and royalty trusts on a regular basis.

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Prints and patterns, be they understated or geometric, or blooming marvellous florals, have been making bold statements on the catwalks of designers from Paul Smith to Moschino. Go crazy this summer and splash out on a new patterned shirt. Your efforts wont go unnoticed. By Amy Jones The bamboo print is a clever modern take on the traditional floral beach shirt, by the wily English tailors Holland and Holland. Close- fitting in style, with added design features such as a loop-hole button fastening on the neck and slits at the waist, which give it a dressier edge. pounds 95 (stockists: 020-7499 4411)
“Our promotional product line, including T-Shirts, hats and pens are very
popular, enabling us to increase the options available. Our customers asked
for more choice on color and style and we delivered,” said Tiffany Price,
associate product marketing manager at VistaPrint. “Black T-Shirts, as an
example, really allow for a persons message or graphics to stand out.
Long sleeves are also great year round, especially during the colder
months.”

Businesses looking for an affordable and easy marketing opportunity can
upload their own logo and slogan to gain exposure or advertise an event.
Black and white T-Shirts make perfect his and her gifts for a wedding
party, complete with an uploaded picture of the couple and a personalized
message. The options are nearly endless. T-Shirts can be personalized for
the annual family barbeque, school reunion, a walk for charity or even a
company sports league.

With VistaPrints cutting edge technology, personalized designs can be
printed in full-color on either the front or the back. Images look clear
and sharp and important messages and slogans will stand out against the
background. Customers can choose from one of more than 300 full-color,
professionally designed templates when designing their own shirt. All the
shirts are high quality, 100% preshrunk cotton, and are available in a
number of sizes including S, M, L, XL, and XXL. As with most VistaPrint
products, T-Shirts can be designed, ordered and received in as little as
three business days and are available in quantities as small as one.

BIG RAPIDS, Mich.–(HealthWire)–March 28, 1996–Nova Media Corp., developer of Social Concern Software, today announced the release of Thomas J. Rundquist art for t-shirts and prints for both drug culture-related education and the general public.Drug culture-related material is connected with Rundquists art, which is called “psyche expressionism.”Rundquist is also the editor of the HORSE IS BOSS (DRUG CULTURE) COMPUTER GAME for education and prevention; AIDS TRIVIA PC Windows version 1.0; and THE RACIAL ATTITUDE SURVEY PC Windows version to be released in May. Additionally, he is the editor for DRUGS, SEX in RELIGIONS: AN UNCENSORED BIBLIOGRAPHY.

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There were 45 attendees including agents from Prudential Greater Topeka REALTORS, Topeka, Manhattan, Salina and Overland Park. Janice Price, of Munster, Ind., was the trainer for Prudentials University on Tour.
Terry Simnitt Terry Simnitt has joined Coldwell Banker Griffith Blair, Realtors. He will be active in real estate auction and residential sales with his wife, Ruth, who also is an associate at Coldwell Banker Griffith Blair.

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Growing up the only funeral parlor in town, Eisenhour Funeral Home was born in 1956 and is once again the sole facility in Blanchard providing funeral services after its recent purchase of the 5-year- old Binyon Funeral Home. Ronnie Eisenhour, with his father and co-owner Harold Eisenhour, purchased Binyon Funeral Home and plan to move into the 7,000-square- foot facility in the next two weeks. Eisenhour provides full-service funerals for residents of Blanchard, Tuttle, Newcastle, Dibble, Cole and Washington. And the new facility has seating capacity in its chapel for 200.
Six Feet Under, the HBO television series about a fictional family-owned funeral home, isnt very realistic to James Bowersox, who owns the Grove-Bowersox Funeral Home in Waynesboro, Pa. and the Miller-Bowersox Funeral Home in Greencastle. However, Bowersox says TV shows, like “CSI,” with its graphic corpses and autopsy scenes, have played a part in making people more open about death today than in the past. “When we give tours, theres nothing to hide,” he says. “We explain exactly what we do.”
Germantown The rezoning sought for a proposed funeral home was unanimously denied by the Germantown Village Board. Neighborhood residents had told village officials that traffic concerns and “the constant reminder of death, pain and grieving next to single-family homes and, more importantly, next to a school” were factors, said Jane Wilms, the village clerk.

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Increasing concerns over homeland security issues have put ever-higher levels of pressure on state governments that are often too beleaguered and too cash-strapped to have any hope of keeping up with security suggestions and initiatives from the feds. “New Hampshire is unique compared to a lot of states. There is a lot of security and high-tech expertise, particularly in Nashua, Manchester and Portsmouth,” Steinberg notes. “In addition, were a small state where people and companies are closely connected. Its the small boat versus the ocean liner theory. Were small enough to move quickly and take on a wide range of security issues, from power systems to healthcare records, throughout the state. We could become one of the examples that other, larger states look to when they are doing their own security initiatives.” Steinberg knew it would take an organized group effort to address the security needs of the state, as well as the help and backing of a major organization, as technology security and cybersecurity werent his only concerns. An effort to improve statewide security and meet homeland security needs will require coordination of security guard providers and perimeter fence manufacturers, too, among many others, he stresses.
Ah yes, security - the security of knowing that you are going broke safely and without any risk. Doesnt that make you feel warm all over? It should make you sick, but that is exactly what a lot of you are doing: going broke safely. Life is good for you in Anytown, U.S.A., with trees along the street, flowers blooming, birds singing and patients just flowing into your office with big subluxations and insurance policies to match! Ah yes, life is good. You get that dollar from your patient and you feel good - real good! Not so fast! You have a few little items to deal with first: rent; salaries; telephone bills; utilities; advertising; etc. (One et cetera was having to do battle with an insurance company or managed care, which is neither managed nor cares!) Thats right, the ugly “O” word has just stepped forward to take at least 50 cents away from that wonderful dollar that your appreciative patient just gave you - overhead! Yes, overhead can and will take its toll, and that toll -is around 50 percent, if you are lucky. But who cares? The trees are still there, the flowers are still blooming, and you are happy, right? You have 50 cents and you will take it to your friendly banker and he will say hello and wish you well. Life is good!
Businesses continue to place a high priority on protecting their infrastructures from cyber-attack, according to analyst group Canalys, with the latest spending patterns showing corporate security budgets up by a third in Europe, the Middle East and Africa (EMEA). Spending on security in EMEA during the second quarter of 2004 totalled [pounds sterling]273.7 million - an increase of almost [pounds sterling]70 million over the same period a year ago. The report states that spending on enterprise security hardware devices in EMEA rose 53% year-on-year, while software sales grew 17% over the same period.

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Wood equals warmth. Thats one reason more hoteliers are choosing wood, engineered wood and flooring that gives the look of hardwood. Hotel Indigo, a brand of InterContinental Hotels Group, chose Classen laminate wood flooring for its cleanliness and durability. The flooring already is being used in the brands Atlanta and Chicago properties. The floors can be cleaned on a daily basis, and spills and the like can be wiped up without leaving any stains–benefits you typically would not find with carpet, said Marc S. Greene, c.e.o. of Rockwell-Sayers LLC, the commercial flooring company that analyzed, tested and negotiated the pricing for Hotel Indigo. Should a piece of laminate get damaged, it is easy to replace. In addition, the wood floors at Hotel Indigo are infused with Microban, an antibacterial product. Homewood Suites, a brand of Hilton Hotels Corp., has required laminate wood floors in new build properties and product improvement plans since 2000. Currently, about 75 Homewood Suites properties have laminate wood flooring from manufacturers including Pergo and Wilsonart.
DriTac 7500 Eco-Urethane offers solvent-free, spreadable moisture cure urethane adhesive that contains zero VOCs and is suited for all green wood flooring building projects. Available in 2 and 4 gal containers, freeze-thaw-stable and non-slumping product contains no water and provides permanent bond for range of wood flooring options. It is suitable for above, on, or below grade installations and remains elastomeric to allow for normal expansion and contraction of wood flooring. DriTac 7500 Eco-Urethane is formulated to be easy to spread. It contains no water and provides a permanent bond for a wide range of wood flooring options, including: bamboo, exotic woods, multi-ply engineered plank, solid wood planks, acrylic impregnated multi-ply engineered plank, acrylic impregnated plain-back parquet, plain-back parquet and plywood.

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Skateboard slang Can you talk the talk of todays skateboarders?
SkateboardA skateboard is a small piece of wood in the shape of a surfboard with four wheels attached to it. A single person rides the skateboard, guiding the movement with his feet. While some use skateboards as transportation over short distances, most are used to perform stunts.

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There were 45 attendees including agents from Prudential Greater Topeka REALTORS, Topeka, Manhattan, Salina and Overland Park. Janice Price, of Munster, Ind., was the trainer for Prudentials University on Tour.
Real estate is a popular investment among Canadians. There are several advantages to investing in real estate. Real estate is leveraged. You may pay only a fraction (as low as 10%) of what the property is worth when you buy it. Real estate has utility. If you buy stocks or bonds, you cannot do anything with them; but when you buy real estate, you can use it until you sell it. For example, you can live in a house.
- Real estate - B.J. McGivern was honored as Valley Inc. Realtors top sales associate for the month of September. For more information about McGivern, call 233-4222 or B.J. McGivern.realtor.com. - Harold Herrick has joined Countrywide Realty Inc. of Topeka, specializing in commercial and residential real estate.

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Wedding photography has become an increasingly specialized and lucrative field yet it is surprising how few wedding “how-to” books are on the market and fewer that discuss the many facets of wedding photography in any detail. Pro Techniques is a complete course in wedding photography, a real “how-to” book packed with proven facts to launch you into another career or help you become a more successful wedding photographer. Unlike other branches of photography, theres no repeat performance, no chance for a reshoot. With this book you can gain the skills to meet that challenge.
DALLAS — Unique Perspective to Life Photography Provided by Long-time Dallas Photography Family At Carpe Vita, we want to help our families seize life — exactly what the name says, said Kim Cooley, photographer and founder. When our team of photographers is hired to capture a life event such as a wedding or high school senior portraits we want to do more than just capture images of the day. We want to capture the essence of person and the spirit of the event in both traditional and creative, artistic ways. Thats why we have a two photographer approach, and we always photograph on location — to bring in your personality. Services offered by Carpe Vita photography include:
Wedding Photography–Creative Techniques for Lighting and Posing By Rick Ferro 152 pages, CD $45.22 Rick Ferro was the senior Wedding Photographer at Walt Disney World. He is now Director of Photography for KK Video and Film Productions in Orlando, Florida. He has shot over 10,000 weddings. Much of the practical information is of use primarily to the professional-timing, pricing, the appropriate grouping and the like. But the illustrations and the comments on the illustrations are of general usefulness. Two aspects are particularly striking about wedding photography as presented here. First, the participants are for the most part more concerned with other matters than the photographs, so the photographer has to seize the moment, and occasionally act as stage-manager of the event. The advice here would apply equally to an amateur trying to get some nice shots of an informal picnic, or family party. Secondly, the wedding itself usually makes a visual composite of the people and the building–characteristically the church–both of which will be important for the memories stimulated by the finished photos. Bridal dress tends to be light and flowing–churches tend to be dark and are certainly solid. To let the two play off each other and capture the key emotions are the task of the wedding photographer, and also any amateur photographer taking pictures against an architectural background–typically, perhaps, travel photos–”My friend in front of the Tower of London!” This text is filled with useful hints for placing and lighting, and the illustrations–especially those of cloisters–are admirable and moving.

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A specialty furniture manufacturer and retailer will open a showroom this fall in the Village Park Shopping Center, filling part of the vacancy left by the June 1 closure of Bollingers Books. Dallas-based Leather Center is spending about $50,000 to renovate 5,000 square feet at 10505 N. May Ave. Leasing agent Carl Archiniaco, vice president of Harrison Levy Co., said he will target other home improvement merchants to fill the shopping centers vacancies. He is already talking with a gift shop and framing gallery. “We hope to build around the home improvement theme within the shopping center,” Archiniaco said. “This is a theme that has been proven in many successful specialty shopping centers.”
So Cal Builder Expo Offers Latest Products Services for Home Improvement Projects CONTACT: Hillary Angel of Wilkin Guge Marketing, +1-909-390-1239, ext. 104, hangel@wilkinguge.com, for So Cal Builder Expo
Nursing home care in Utah is improving, the Centers for Medicare and Medicaid Services reported Wednesday. Many of those improvements were linked directly by care center administrators to a quality improvement project through HealthInsight, Medicares Quality Improvement Organization in Utah. The organization is part of the national Nursing Home Initiative, which focuses on raising standards of care in nursing homes across the country and giving consumers more comparison information.

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HeatThe measurement of quantities of energy transferred as heat is called calorimetry. Such a measurement is commonly made by observing the rise in temperature caused by the process being studied and interpreting that rise in terms of the heat produced. Calorimetry is used to measure the changes in internal energy and enthalpy that accompany chemical reactions. The field of study is called thermochemistry, and it is used to assess the efficacy of fuels, the energy flow in chemical plants, and the strengths of chemical bonds. Measurements of the heat produced or absorbed by chemical reactions are central to thermodynamics, and to assessments of whether or not a particular reaction will tend to occur.The source of heat as a fuel burns is the energy released when the bonds characteristic of the reactants are replaced by the bonds characteristic of the products. Energy is released when hydrocarbons burn because of the great strengths of the oxygen#x2013;hydrogen and oxygen#x2013;carbon bonds that are formed in the products (water and carbon dioxide), replacing the relatively weak carbon#x2013;hydrogen and carbon#x2013;carbon bonds of the fuel. Ultimately, the energy of burning fuel is the energy released as the electrons and atomic nuclei settle into more favorable arrangements (just as nucleons do in the much more exothermic processes accompanying nuclear rearrangements).
OUR exclusive stories on US war planes at Shannon sparked a two- day Dail debate this week. Taoiseach Bertie Ahern came under fire from opposition TDs who demanded that the Government protect Irish neutrality. The country was up in arms after we told how aircraft packed with American troops violate Irelands neutrality on average three times a day.

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Terry Simnitt Terry Simnitt has joined Coldwell Banker Griffith Blair, Realtors. He will be active in real estate auction and residential sales with his wife, Ruth, who also is an associate at Coldwell Banker Griffith Blair.
Patty Bean
Jerry Long

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[ILLUSTRATION OMITTED]
HOME OFFICE | The lowly chair has gone HIGH FASHION and, oh yes, its good for your back. Without question, the office chair has evolved into an icon of style and power. But fashion aside, it was legions of well-paid techies spending 18 hours a day staring at computer screens who prodded chair makers to push the ergonomic envelope. The goal: marathon sitting without discomfort or pain. The result: some exceptionally comfy seats that are adjustable in a startling number of ways. While the prices are steep, savvy shoppers can find bargains.
Think comfort, flexibility, and appearance, and youre on the right track. When it comes to office furniture, few items are more important than a comfortable office chair. Studies have shown that the chairs used by office professionals affect both productivity and stress levels. But what makes an office chair ideal? Heres a look at the features to consider in selecting the perfect chair.

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For women only Women can learn about heart disease, menopause, infertility and other health issues at a Womens Health Fair, 10 a.m.-2 p.m. Saturday at Chapel Hills Mall. Sponsored by Memorial Hospital, the health fair will include $5 bone-density screenings for osteoporosis for the first 400 women. Women also may talk to a nurse about breast self-exams.
Medical coverage for seniors STRONG POINTS: major medical/surgical services, cancer and heart care, rehabilitation services WHAT IS NEEDED: more primary-care physicians in general, geriatricians in particular, and doctors who will accept Medicare patients (problems that also face many U.S. communities) THIS SAYS IT ALL: “If you move aging parents to this community, the No. 1 block is that they dont have a primary-care doctor.” - Max Morton, director of prevention and wellness services for Penrose-St. Francis Health Learning Center.

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A specialty furniture manufacturer and retailer will open a showroom this fall in the Village Park Shopping Center, filling part of the vacancy left by the June 1 closure of Bollingers Books. Dallas-based Leather Center is spending about $50,000 to renovate 5,000 square feet at 10505 N. May Ave. Leasing agent Carl Archiniaco, vice president of Harrison Levy Co., said he will target other home improvement merchants to fill the shopping centers vacancies. He is already talking with a gift shop and framing gallery. “We hope to build around the home improvement theme within the shopping center,” Archiniaco said. “This is a theme that has been proven in many successful specialty shopping centers.”
The ABC network sitcom Home Improvement first aired on September 17 1991 and ran for eight seasons through May 1999. During only its second season the show was renewed for three additional seasons an unusual decision in the television industry. Based on the stand-up comedy routine of its star Tim Allen (born Timothy Allen Dick in 1953) Home Improvement initially reflected Allens love of power tools cars and Sears department stores as well as mirroring his own family situation. Allen portrayed Tim Taylor the host of cable TVs “Tool Time.” His wife Jill was portrayed by Patricia Richardson. More than just comedy though Home Improvement epitomized the concerns of the largest generation in history the baby boomers.The Taylors were a representation of the average American family of the 1990s and their struggles although treated with light-hearted humor reflected the struggles of the shows demographic. In the main three fundamental concerns of the boomer generation were examined on a weekly basis–relationships family and the search for spirituality.

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“Dozens of the machines have popped up in suburbs and rural areas around New York City in the last two years,” the Times reveals, “and Daniel M. Bartholomew - a Hudson Valley, New York farmer turned worm tycoon has quickly become the countrys second largest operator of the devices.” Starting with one machine last year on his front lawn (which was generating $900 a month) Bartholomew now has 28 with plans to have 100 by the year 2000. Worms can stay alive for as long as 10 days on the mix of peat moss and powered newsprint in the cups. Machines have a thermostat that keeps the bait at 40 to 45 degrees in summer and warmer in winter to serve the needs of ice fishing. Bartholomew has set up machines at marinas and small convenience stores near boat docks, where people can “pick up beer, ice and bait in one place.” About his future with worms and vending machines, he enthuses: “The skys the limit.” Over the years, in these pages, we have written about commercial developments of vending machines that accept recycled containers and give the correct coins back to the recycler. The machines were specifically manufactured for use at deposit centers (supermarkets, for example) in states that had passed mandatory deposits on soda bottles, cans, etc. Unlike the worm vending machines, the ones for bottles have taken a slower route to commercial success. But latest reports indicate continued progress.
Of the 12 patients who survived, ten received fractures of the limbs and pelvis. One individual sustained a skull fracture with intracerebral bleeding and was still comatose at follow-up. Other injuries that were sustained by these individuals included nerve damage and ligament injury. All of the 12 patients who survived required hospitalization and eight required surgery. (JAMA, November 11, 1988, vol. 260, p. 2697.)

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Before reading this chapter, please see “How to Get the Most Out of this Book” on page 1. It will clarify questions you may have concerning data collection procedures, forecasting methodology, sources and references, and the Standard Industrial Classification (SIC) system. For other topics related to this chapter, see chapters 44 (Drugs), and 45 (Medical and Dental Instruments and Supplies).
FOR THE uninitiated, medical and health insurance is a relatively new class of insurance in Malaysia compared to motor, fire or personal accident insurance. A lot has been written about it, but there continues to be confusion over what health insurance really is.

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The story of golf is as much a tale about change as it is tales about great players miraculous shots and dramatic victories. Great players have been the constant in a game that has changed dramatically over the last 700 years. From wooden balls (prior to 1440) to feather-stuffed leather-covered balls known as “featheries” (1440 to 1848) to gutta percha balls made from the sap of trees indigenous to Malaysia (1848 to 1901) to rubber balls made from winding rubber thread around a solid rubber core (1901 to the present) to the solid core balls commonly used today the game has relentlessly evolved. And of course as balls changed so did clubs. The first clubs had shafts made of wood probably ash. Wood clubs had long broad heads while the irons tended to have large faces square toes and nicked sockets. Sometime during the feather ball period perhaps in the late 1770s club-making became profitable enough that artisans began taking up the craft. By the 1800s most shafts were made from ash or hickory while all sorts of woods–beech pear apple–were used to fashion the heads of wooden clubs. Depending on the course the number of holes also varied usually ranging from five to 18. The shape and size of club heads also regularly were changed in the early years of the game either to improve accuracy or increase distance or both. As time passed the number of clubs also increased: from two or three in the 1600s to four or five in the 1700s to five or six in the 1800s to eight or nine or even ten by the late 1900s. Today a normal set of clubs numbers 14 and can be made of materials with space age sounding names like graphic tungsten and titanium. Every year hundreds of companies produce thousands of variations of golf clubs in what appears to be a never-ending technological war all with the purpose of helping a golfer hit a little white ball toward a very small hole an awful long distance away.
Golfs governing bodies are to introduce a one-stroke penalty rule in an attempt to combat slow play. The words “slow play” are to appear in the rulebook for the first time from 1 January. Among the other changes coming into effect next year are ones that permit committees to make local rules to prohibit play from an environmentally sensitive area. A further amendment will deny a player relief when his stance, not the ball, is affected by casual water, ground under repair or certain damage to the course.

Golf Coaching

At 9am each morning, Jenny Syer logs on to her computer from the premises of her novelty gift shop Click-T-Click in Norwich. This is the most exciting point of the day, the moment when she finds out how many people are bidding for the items she is offering on eBay. It is a typical eBay transaction. The founders of the company, which celebrates its tenth birthday in San Jose next week, believes in free trade and the open market. Everything has a price ” it is just a question of finding the right buyer out there. This sentiment is not shared by Bob Geldof who reacted with characteristic passion on Tuesday after learning that 400 tickets to his Live8 concert were being touted for profit on eBay. Blasting the company as an electronic pimp, he called for consumers to boycott or sabotage the site. eBay initially stuck to its free-market guns. By dinner time, however, it was forced to withdraw the tickets for sale.
RENELLIE INC. introduces the worlds first interracial wedding cake topper. Hand-crafted, interchangeable bride and groom figurines are available in Asian, Black, Latino and Caucasian ethnicities. [ILLUSTRATION OMITTED]
Whitefish Bay For more than 50 years, Helen VerBurgs hands have crafted gifts of nature into elegant artwork. She has transformed ostrich eggs into Victorian jewelry boxes, emu eggs into elaborate wedding cake toppers and even minuscule finch eggs into exquisite objets darte. Although a stroke has slowed this active 89-year-old woman, she has handed down her love for the ancient artistry of Faberge-style eggs to her 29-year-old granddaughter, Bernadette VerBurg.

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- Its your business Real estate - Prudential Greater Topeka Realtors sent agents Debbie Davis, Rich Bassett, Bassett, Brad Bassett, Wayne Hunter, Stan Zimmerman and Brenda Zimmerman to Prudential Real Estates 2001 sales convention in Las Vegas in March. - Rick Nesbitt has joined the sales staff of Prudential Greater Topeka Realtors. He specializes in residential sales.
“Weve seen phenomenal growth both in the adoption of technology by traditional real estate firms and in the formation of real estate focused dot coms,” says Dale Anne Reiss, global leader of the real estate arm of Ernst Young. “Literally hundreds of firms (are) now operating and more (are) arriving every day.” These thoughts were echoed by Joe Rubin, National Director of Real Estate eBusiness Solutions. “Traditional real estate companies are finally embracing technology because they see that the Internet has now delivered the tools for online service providers to deliver business processes faster, cheaper and more efficiently.” According to Reiss, start-up activity has been particularly intense in the capital and transactions sectors.” While the transaction sector is in its relative infancy, more than two dozen sites have quickly emerged through which commercial real estate properties can be acquired and sold online,” says Reiss. “And there are more that 30 sites where commercial properties can be leased or marketed online. The digital economy is changing so quickly that companies. need to be able to think on their feet, and reap opportunity whenever and wherever it comes.”
Buying and selling business property the smart way IN THE LIFE OF A BUSINESS, opportunities to own real estate often arise. A companys management may consider relocating to a facility better suited to its current operations. Or perhaps the companys lease contains an option to buy its existing space. Of course, there are also pitfalls. The typical business owner or manager has little direct experience with real estate investing. Past appreciation is no guarantee of what the future may bring. Gluts of office and industrial space impact values severely. Unanticipated risks accompany the dollar savings.

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Over the years the concept of medical necessity has evolved to encompass a multitude of medical management strategies. Essentially, in terms of the contract language, medical necessity has become a workhorse concept to determine coverage eligibility. In the process, the interpretation of the term has taken on various guises and a variety of processes have been used to define medical necessity. The following discussion highlights the variable uses of the concept of medical necessity. 1. Determining the most appropriate intensity of service and place of service
“There are [more than] 30 million Americans who have no health insurance and another 20 million who have inadequate health insurance,” says Rep. Louis Stokes (D0Ohio), chairman of the Congressional Black Caucus Health Brain Trust. “It is mandatory that we begin to try and give Americans–particularly minorities–adequate health care as a right.” The Bush plan would give people not covered by Medicaid tax credits, and families making less than $80,000 a year tax deductions to pay for medical costs. He would also pass laws to ensure that even chronically ill patients could receive health insurance. The plan has received a cool reception on Capitol Hill, and alternate proposals, including a full-scale, government-paid national health insurance plan, are under development. But what does America really want for its health care system? The views are many.

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Golfs governing bodies are to introduce a one-stroke penalty rule in an attempt to combat slow play. The words “slow play” are to appear in the rulebook for the first time from 1 January. Among the other changes coming into effect next year are ones that permit committees to make local rules to prohibit play from an environmentally sensitive area. A further amendment will deny a player relief when his stance, not the ball, is affected by casual water, ground under repair or certain damage to the course.
Golf - TD Waterhouse tickets on sale — Tickets for the TD Waterhouse Seniors tournament, scheduled May 14-20 at Tiffany Greens Golf Course in Kansas City, Mo., are on sale through TicketMaster, 877-280-6031. Single day tickets are $20. A week-long grounds badge, good Monday through Sunday, is $75. A week-long badge providing clubhouse access costs $100. The 54-hole tournament will run Friday through Sunday.
The English Golf Union has been awarded pounds 650,000 from the National Lottery towards the construction and development of the teaching academy at its National Golf Centre at Woodhall Spa, Lincolnshire.

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Whitefish Bay For more than 50 years, Helen VerBurgs hands have crafted gifts of nature into elegant artwork. She has transformed ostrich eggs into Victorian jewelry boxes, emu eggs into elaborate wedding cake toppers and even minuscule finch eggs into exquisite objets darte. Although a stroke has slowed this active 89-year-old woman, she has handed down her love for the ancient artistry of Faberge-style eggs to her 29-year-old granddaughter, Bernadette VerBurg.
At 9am each morning, Jenny Syer logs on to her computer from the premises of her novelty gift shop Click-T-Click in Norwich. This is the most exciting point of the day, the moment when she finds out how many people are bidding for the items she is offering on eBay. It is a typical eBay transaction. The founders of the company, which celebrates its tenth birthday in San Jose next week, believes in free trade and the open market. Everything has a price ” it is just a question of finding the right buyer out there. This sentiment is not shared by Bob Geldof who reacted with characteristic passion on Tuesday after learning that 400 tickets to his Live8 concert were being touted for profit on eBay. Blasting the company as an electronic pimp, he called for consumers to boycott or sabotage the site. eBay initially stuck to its free-market guns. By dinner time, however, it was forced to withdraw the tickets for sale.
RENELLIE INC. introduces the worlds first interracial wedding cake topper. Hand-crafted, interchangeable bride and groom figurines are available in Asian, Black, Latino and Caucasian ethnicities. [ILLUSTRATION OMITTED]

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If I wrote a bible of taxation, the first commandment would be, thou shalt not put real estate into a corporation. Someday, when you try to get the real estate (invariably, depreciated down to a low tax basis and appreciated in value) out of the corporation, you will run into a double tax. The first tax will hit the corporation when the real estate is sold (or transferred to the stockholders). The problem is that the sales proceeds are stuck inside the corporation, and you can only get at those proceeds via a dividend or a corporate liquidation. Both are subject to a second tax. A transfer of the property to the stockholders also triggers a double tax. So whats the answer? Imagine a business owner, Joe, who is married to Mary. Joe should put the title in his name at the time the real estate is purchased. Here are some of the tax goodies that may come Joes way over time:
“Weve seen phenomenal growth both in the adoption of technology by traditional real estate firms and in the formation of real estate focused dot coms,” says Dale Anne Reiss, global leader of the real estate arm of Ernst Young. “Literally hundreds of firms (are) now operating and more (are) arriving every day.” These thoughts were echoed by Joe Rubin, National Director of Real Estate eBusiness Solutions. “Traditional real estate companies are finally embracing technology because they see that the Internet has now delivered the tools for online service providers to deliver business processes faster, cheaper and more efficiently.” According to Reiss, start-up activity has been particularly intense in the capital and transactions sectors.” While the transaction sector is in its relative infancy, more than two dozen sites have quickly emerged through which commercial real estate properties can be acquired and sold online,” says Reiss. “And there are more that 30 sites where commercial properties can be leased or marketed online. The digital economy is changing so quickly that companies. need to be able to think on their feet, and reap opportunity whenever and wherever it comes.”
The survey, conducted earlier this year, included responses from 200 of the associations national forum members. NAIOP is a nationwide trade association for professionals in the industrial, office and commercial real estate markets.

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Real Estate Brokers with the SRES designation help seniors make wise decisions about selling their home, buying rental property, managing the capital gains and estate tax implications of owning real estate, obtaining a reverse mortgage, moving to a senior community and other issues. The designation was introduced in 1997 and is nationally recognized.
Real estate is a popular investment among Canadians. There are several advantages to investing in real estate. Real estate is leveraged. You may pay only a fraction (as low as 10%) of what the property is worth when you buy it. Real estate has utility. If you buy stocks or bonds, you cannot do anything with them; but when you buy real estate, you can use it until you sell it. For example, you can live in a house.
There were 45 attendees including agents from Prudential Greater Topeka REALTORS, Topeka, Manhattan, Salina and Overland Park. Janice Price, of Munster, Ind., was the trainer for Prudentials University on Tour.

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MicroMain CM[TM] is a capital planning and asset management (CPAM) software, which is an integrated suite of products encompassing all critical facility operations–capital planning, maintenance management, and facility management. The program allows users to self-assess the current condition of their buildings and assets, and allows architectural or engineering firms to capture the data in a central database for use by the customer in developing capital plans. [ILLUSTRATION OMITTED]
Skytron is pleased to introduce Skytron Asset Manager, powered by Awarepoint; our patented wireless, RFID tracking system utilizing completely sterilizable tags for CS and Surgery. Sterilizable tags can be attached to instrument trays or containers and tracked throughout reprocessing and sterilization with 1-3 meter accuracy. Skytron Asset Manager provides tracking visibility at every minute for your critically tagged assets and instrumentation, especially when you need them most.

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A LATE, brilliant header from giant striker Mark Sale gave United all the points in this Division Two clash. Already two minutes into injury time, right-back Simon Betts centred deep into the Chesterfield area for Sale to back-head into the top corner of the visitors net. Colchester dominated for most of the game but found the breakthrough difficult.
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In soybeans today, the market lacked the selling interest to follow through to the downside from Wednesdays break, and the speculative short-covering emerged to support a bounce. Cumulative sales have reached 44% of the USDA forecast for the year as compared with 43.4% on average for this time of the year. China was the best buyer at 463,200 tons. Now is the time to get a managed account set up for next year. Give me a call at (800) 832-1488 if you are interested. The recommendations and opinions contained herein are based upon information from sources believed to be reliable. However, that information may be incomplete and unverified. There are numerous factors that can affect the markets, which cannot be fully accounted for in the preparation of these recommendations. Those following these recommendations do so at their own risk. The firm and/or customers of the firm may take a position that may not be consistent with the recommendations contained herein. Any recommendation does not constitute an offer to buy or sell or the solicitation of an offer to buy or sell any commodity.

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Consider adding a legal service plan to your employee perks A recent study found that three lawsuits are filed every second in the United States. That means most people are more likely to be involved in some sort of legal action over the next year than to be hospitalized. And, many of those people will be your credit unions employees. Employers struggling with a tight job market are learning that providing legal services as a benefit is a low-cost, low-hassle incentive for prospective and current employees. The plans cost $10-$16 per month for full family coverage and rarely increase in cost no matter how many employees use the services.
They argue that, if marijuana, cocaine, heroin, and other drugs were legalized, several positive things would probably occur: (1) drug prices would fall; (2) users would obtain their drugs at low, government-regulated prices, and they would no longer be forced to resort to crime in order to support their habits, (3) levels of drug-related crime, and particularly violent crime, would significantly decline, resulting in less crowded courts, jails, and prisons (this would allow law-enforcement personnel to focus their energies on the “real criminals” in society); and the drug production, distribution, and sale would no longer be controlled by organized crime, and thus such criminal syndicates as the Colombian cocaine “cartels,” the Jamaican “posses,” and the various “mafias” around the country and the world would be decapitalized, and the violence associated with drug distribution rivalries would be eliminated. By contrast, the anti-legalization camp argues that violent crime would not necessarily decline in a legalized drug market. In fact, there are three reasons why it might actually increase. First, removing the criminal sanctions against the possession and distribution of illegal drugs would make them more available and attractive and, hence, would create large numbers of new users. Second, an increase in use would lead to a greater number of dysfunctional addicts who could not support themselves, their habits, or their lifestyles through legitimate means. Hence crime would be their only alternative. Third, more users would mean more of the violence associated with the ingestion of drugs. These divergent points of view tend to persist because the relationships between drugs and crime are quite complex and because the possible outcomes of a legalized drug market are based primarily on speculation. However, it is possible, from a careful review of the existing empirical literature on drugs and violence, to make some educated inferences.

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SANTA CLARA, Calif., April 4, 2008 /PRNewswire-FirstCall/ — Extreme Networks, Inc. today announced that it plans to release the financial results of its 2008 fiscal third quarter ended March 30, 2008 after the close of regular market trading on Wednesday, April 23, 2008.
Extreme Networks designs, builds, and installs Ethernet infrastructure solutions that help solve the toughest business communications challenges. The companys commitment to open networking sets us apart from the alternatives by delivering meaningful insight and unprecedented control to applications and services. Extreme Networks believes that openness is the best foundation for growth, freedom, flexibility and choice. The companys focus is on enterprises and service providers who demand high performance, converged networks that support voice, video and data over a wired and wireless infrastructure. Extreme Networks is either a registered trademark or trademark of Extreme Networks, Inc. in the United States and other countries. All other trademarks are the property of their respective owners. CONTACT: Greg Cross of Extreme Networks Public Relations, +1-408-579-3483, gcross@extremenetworks.com

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Call it preventive care for the healthy home. If an appliance or appliance accessory has a health component, its a candidate for inclusion in a chain drug stores mix. Vacuum bags are another product aimed at reducing home pollution. Endust Dust Magnet vacuum bags, from Bloomington, 111.-based Wildwood Industries, address the issue. Wildwood research showed that consumers main problem with vacuum cleaner bags was the cloud of dust that escapes from conventional vacuum cleaner bags when removed, so the Endust Microfilter Vacuum Bags feature a special seal that helps prevent dirt, dust and allergens from escaping during bag changes. The Endust bags come in 12 SKUs that fit most vacuums. S.C. Johnson also reports that it is developing new products in this category, but specific product news was still under wraps at press time.
Home Remember to check the batteries in your smoke and carbon monoxide detectors. Experts suggest using the daylight savings time change in spring and fall as annual dates to do this chore. If you dont have detectors, now is the time to install them. Change the filter on your furnace. It may need changing several times during the winter so check it every month and keep extra filters on hand. Have your furnace professionally inspected and the ducts cleaned if necessary.
BELLEVUE, Wash. — With temperatures dipping into the 20s this week, Puget Sound Energy today said customers should expect higher than normal heating bills next month due to greater use of their furnaces. Because of this weeks arctic air, most of our customers turned up their thermostats to keep warm and the result will be higher heating bills, said Darren Brady, PSE vice president of customer services. Puget Sound Energy offers customers ways to control their heating bills:

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Real Estate Brokers with the SRES designation help seniors make wise decisions about selling their home, buying rental property, managing the capital gains and estate tax implications of owning real estate, obtaining a reverse mortgage, moving to a senior community and other issues. The designation was introduced in 1997 and is nationally recognized.
There were 45 attendees including agents from Prudential Greater Topeka REALTORS, Topeka, Manhattan, Salina and Overland Park. Janice Price, of Munster, Ind., was the trainer for Prudentials University on Tour.
Real estate is a popular investment among Canadians. There are several advantages to investing in real estate. Real estate is leveraged. You may pay only a fraction (as low as 10%) of what the property is worth when you buy it. Real estate has utility. If you buy stocks or bonds, you cannot do anything with them; but when you buy real estate, you can use it until you sell it. For example, you can live in a house.

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Internet Everywhere In The Home Will Spur Residential Gateway Market Explosion The RG is an intelligent hardware device connecting home devices and appliances to the Internet. It may also incorporate the network access interface. In many cases such devices will be primarily marketed as access devices with integrated home networking functionality. These all-in-one boxes will allow service providers, the initial target market, to deliver multiple services by deploying a single box on the customer premises. “The rollout of broadband access devices will allow service providers to deliver integrated services such as data, video and voice to the home,” says report author and ABI Senior Analyst Navin Sabharwal. By 2005, he estimates there will be over 23 million residential broadband subscribers in North America. North America is expected to the leading market for RG deployment because of higher multiple PC penetration into the home and greater penetration of non-PC Internet appliances. This market will account for a 59 percent annual increase in units shipped from 2002 to 2005.
Marketing Consultancy BUSINESS PLAN This plan describes an effort to launch a business on an international scale. Because of the nature of the business, the plan considers the businesss positioning in the world marketplace and the heavy competition already in the arena. This plan was compiled using Business Plan Pro, by Palo Alto Software .
Business Editors DUBLIN, Ireland–(BUSINESS WIRE)–April 23, 2004 The Rise of the Sports Marketing Industry: the 1990s Saw Sport Go Through a Renaissance with Increased Viewing Figures and Attendances Which Lead to Increased Money in Sport Through Sponsorships or Purchasing Broadcasting Rights

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Real estate is a popular investment among Canadians. There are several advantages to investing in real estate. Real estate is leveraged. You may pay only a fraction (as low as 10%) of what the property is worth when you buy it. Real estate has utility. If you buy stocks or bonds, you cannot do anything with them; but when you buy real estate, you can use it until you sell it. For example, you can live in a house.

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ALL PERFUMES should be labelled with their contents to stop the widespread slaughter of musk deer for their scent pods, the World Wide Fund for Nature (WWF) says in a report it will release today. The WWF is calling on the EU and the perfume industry to stop imports of wild musk from Russia until more research is carried out on their decline. It wants all perfume products to be clearly labelled to make it clear if they use “natural” musk. The report blames over exploitation and poaching for the “massive” decline in numbers. The trade is fuelled by a demand for the deers musk pods which can fetch pounds 28,000 per kilogram - making it one of the costliest products in the world. Stuart Chapman, international conservation officer forWWF-UK, said: “Consumers of perfumes have no way of knowing what they are buying.”
We recently printed a letter from a reader about the proper storage of perfume. They were discontinuing her favorite fragrance, and she wondered if she could store several bottles. Heres some interesting information on the subject: Higher-quality perfume has a long shelf life if stored under the right conditions, which means storing it in a dark, cool place, not out on a dresser where the sun can shine on it or a bathroom counter where it might get hot. Keep in mind that perfume might stain clothing. To avoid this, apply your perfume before dressing. Do not spray it in the air and walk through it. — Heloise P.S. If you have a favorite perfume, use it. Dont save it for special occasions only.
PerfumePerfume comes from the Latin per meaning through and fumum, or smoke. Many ancient perfumes were made by extracting natural oils from plants through pressing and steaming. The oil was then burned to scent the air. Today, most perfume is used to scent bar soaps. Some products are even perfumed with industrial odorants to mask unpleasant smells or to appear unscented.

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Outsourcing
OUTSOURCINGThe growth in outsourcing in recent years is partly the result of a general shift in business philosophy. Prior to the mid-1980s, many companies sought to acquire other companies and diversify their business interests in order to reduce risk. As more companies discovered that there were limited advantages to running a large group of unrelated businesses, however, many began to divest subsidiaries and refocus their efforts on one or a few closely related areas of business. Companies tried to identify or develop a core competence, a unique combination of experience and expertise that would provide a source of competitive advantage in a given industry. All aspects of the companys operations were aligned around the core competence, and any activities or functions that were not considered necessary to preserve it were then outsourced. Today, outsourcing is embraced by companies of all sizes and industry orientations. As analysts Tom Osmond commented in Employee Benefit News, many companies have decided that transactional and administrative functions are neither core competencies nor value-added activities. In fact, some companies are putting themselves at risk as a result of using outdated technology and not complying with government regulations. Vendors, by focusing on administration as part of their business model, provide better service enforced by contracts and service-level agreements.Successful outsourcing requires a strong understanding of the organizations capabilities and future direction. As William R. King explained in Information Systems Management, [d]ecisions regarding outsourcing significant functions are among the most strategic that can be made by an organization, because they address the basic organizational choice of the functions for which internal expertise is developed and nurtured and those for which such expertise is purchased. These are basic decisions regarding organizational design. Outsourcing based only upon a comparison of costs can lead companies to miss opportunities to gain knowledge that might lead to the development of new products or technologies.
Now a key feature across all sectors, outsourcing in the UK or off-shoring abroad is big news. Brian Robinson examines the drivers, and relates these to the credit industry, which itself is seeing significant change. Outsourcing and Off-shoring service work from the US and UK to other countries moved into top gear in 2004 and is likely to become one of the first defining changes of this millennium. Already governments are under pressure from unions who are scared that local jobs will be lost. In manufacturing, the outsourcing of key activities is already common. Major companies such as Ford now carry out less than 30 per cent of the overall production process directly. The current transfer of manufacturing jobs to low wage countries only increases the concern of service-based employees.

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The principles of beautiful web design.
Rather than thinking about each page in a Web site as an individual entity, we should be thinking how the burgeoning field of Web design can help us to find our way around the new medium and get the most out of it. You probably also know, then, that there is an awful lot of rubbish on the Web as well. The problem is not just that the Web is a whole new medium, but that it is changing and evolving constantly. The rules seem to be different every week. Back at the dawn of the Web, life was pretty simple. “Slam some ign with JavaScript (pounds 37.50, Macmillan).
Business Editors/High Tech Writers RIO RANCHO, N.M.–(BUSINESS WIRE)–Jan. 31, 2000 Powers Web Design, an Internet web design company, announced the launch of its new website. Owned by Teresa Powers, Powers Web Designs success is due to its commitment to helping small businesses establish themselves on the Internet with cost effective website design. Launching a website can be very confusing for business professionals and can cost a business lots of time, money and research.

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Real Estate Brokers with the SRES designation help seniors make wise decisions about selling their home, buying rental property, managing the capital gains and estate tax implications of owning real estate, obtaining a reverse mortgage, moving to a senior community and other issues. The designation was introduced in 1997 and is nationally recognized.
Scott Burnett, licensed partner, Realtor and office administrator for the Jerry Long Real Estate Group at RE/MAX Associates of Topeka, has earned the nationally recognized e-PRO certification, a designation that is held by less than 1 percent of real estate agents nationwide. Burnett joined the Jerry Long Real Estate Group in March 1999. His primary responsibilities are general office management and client care, coordination of property showings, maintenance of current listing inventory, contracts pending and closing activities. Burnett is also actively involved in the creation of marketing and promotional materials. He attended Penn Valley Community College in Kansas City, Mo., and the University of Missouri-Columbia.

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They can provide either comprehensive preventative, cosmetic, or emergency care, or specialize in a single field of dentistry. This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.
Dr. Jorge Blanco becomes one of only 286 in the world to have received accreditation from the AACD, as the practice opens its new, state-of-the art facility in South Miami SOUTH MIAMI, Fla., April 23 /PRNewswire/ — Dr. Jorge R. Blanco, DDS, has achieved accreditation from the American Academy of Cosmetic Dentistry, a much sought-after and coveted professional credential that is realized by very few in dentistry. In fact, Dr. Blanco is the first and only dentist to receive this prestigious designation anywhere in Florida south of Palm Beach, which recognizes his professional expertise in the practice and art of cosmetic dentistry. Dr. Blanco will be honored for receiving this noted designation at the AACD scientific conference, which will be held in New Orleans on May 6th through May 10th. Cosmetic dentistry has come a very long way in the past few years, Dr. Blanco says. With this training and accreditation from the AACD, patients can rest assured that they are getting the best cosmetic dentistry available. People no longer need to live with dull crowns and fake looking teeth. With the latest techniques in cosmetic dentistry, we can create a beautiful smile for individuals of any age. The AACD is the worlds largest non-profit membership organization dedicated to the art and science of cosmetic and restorative dentistry, and is made up of 8,000 professionals in 70 countries around the world. The accreditation program is a lengthy and challenging process that only 286 dental professionals in the world have achieved. It demands years of practice, education and testing, and is the highest accreditation achieved in cosmetic dentistry.

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FishAt least 20,000 species of fishes live in the worlds lakes, streams, estuaries , and oceans. Adult fish may be very small, such as the guppies that many people keep in their home aquariums, or extremely large, such as whale sharks that can weigh over 15 metric tons and reach 12 meters (about 40 feet).
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NORMAN (AP) — John Mayes is a craftsman who builds instruments from the most exotic materials. He exercises a degree of art, as well, because these finely tuned creations are used by artists throughout the country. Mayes, whose workshop is in his home near Lake Thunderbird, claims to be the only maker of hand-built custom guitars in Oklahoma. “I started doing this three years ago,” he said. “I read this book and decided I wanted to make a career of building guitars.”

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SAN MATEO RESIDENT Alan Merrifield, who owns a San Francisco pest control business, sees the California Structural Pest Control Board as a nuisance.Merrifield, 66, believes that with more than three decades of practicing non-toxic pest control, he should not have to obtain a state license that requires a two-year apprenticeship and would include using pesticide on rats, pigeons and other “pests.” So Merrifield, with the help of Pacific Legal Foundation, is suing the Structural Pest Control Board and California Attorney General Bill Lockyer. “Ive rejected this license because I dont want to go out and use pesticides,” Merrifield said. “And, also, in order for me to (obtain) this license Id have to close down my business for two years and at the age of 66, go out and become someones apprentice.”
HOW MANY would have thought that the pest control business could mean big bucks for entrepreneurs in the country? Well, hows this for starters? The estimated total business turnover of the pest control industry in Malaysia is about RM80 million. As Dr Lee Chow Yang, Associate Professor (Urban

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